The following is a Sample Letter provided by US Office of Personnel Management for government employees to use s a guide when working with their creditors, mortgage companies, or landlords.
Sample Letter to Landlord
Dear (Name of Company or individual with whom you have spoken)
This is to confirm our conversation of (date) in which we discussed a temporary reduction in my monthly payment.
As we discussed, I am a Federal employee who has recently been furloughed due to a lack of funding of my agency. Because of this, my income has been severely cut and I am unable to pay the entire cost of my monthly payments, along with my other expenses.
As we had agreed in our conversation, I will be able to make regular payments in the amount of $_______. I realize that I will be responsible to pay the remainder of the payments and, when I return to work, I will contact you immediately to work out a plan to take care of the reduced payments. I will also keep in touch with you to keep you informed about my income status and I would like to discuss with you the possibility of trading my services to perform maintenance (e.g. painting, carpentry work) in exchange for partial rent payments.
I appreciate your willingness to work with me and your understanding during this difficult time.